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Monthly Archives: November 2015

    How relatives can give a gift for a cash down payment

    By Patrick Toates | November 30, 2015

    A new house is a major investment. Even if you have a mortgage, the bank and the seller will still expect a sizeable down payment. That’s why lots of people regularly gift down payments to friends and relatives – it’s a great way to help young people start out on the path of home ownership. ... Read More

    How to Improve Your Landscape and Gardens Before Showing Your Home

    By Patrick Toates | November 19, 2015

    Curb appeal is often neglected by sellers. So much attention is spent getting the inside of a home cleaned up that the outside is left until last. This is a mistake. Landscaping and gardens are the first things a prospective buyer sees. Following these tips ensures homes look their best and give a positive first... Read More

    The Mortgage Pre-approval Letter: Why It’s Important and How to Get One

    By Patrick Toates | November 8, 2015

    If you are thinking about buying a new home in the near future, you may already be searching online to get a feel for the different types of homes available in the Greenville area. You may have reviewed your budget, and you may have a fair idea about a sales price that is comfortable for you... Read More

    How to Calculate How Much You Will Need for Your Down Payment

    By Patrick Toates | November 2, 2015

    If you’re planning to buy a home in the near future, you’re probably already in the process of saving up for a down payment. But if you haven’t seen a mortgage advisor or started looking at properties yet, you probably don’t have a good idea of what a down payment will cost you. Different mortgages... Read More